Comments on: Crafty Business Questions: Accepting Credit Cards

By: Hang Hoang

Hang Hoang — Sat, 29 Aug 2009 04:12:09 +0000

I have a question. I have a mini laptop & wifi on it.
If I wanted to use credit cards, can I use propay to process the credit cards right there at the craft fair just to eliminate the chance of denied credit/debit cards, resulting in loss of money & merchandise? Kind of like a portable P.O.S minus the cool money drawer that pops out. I’ve researched, but I haven’t found anything about it.

By: Michelle Waters

Michelle Waters — Mon, 20 Jul 2009 18:08:23 +0000

I'd just like to add that if you want to accept credit cards online through your website AND accept them at a craft fair with a telephone connection, you'll need to get an ecommerce merchant account and also a card present merchant account. You'll need to speak to this company to get setup with both merchant account services, as they will work with you to create a customized and affordable solution.

By: Dave

Dave — Sat, 25 Apr 2009 14:08:40 +0000

Overall a pretty good review.

However, if you check the rules on the Visa/MC/Amex sites, you will see that you can not store the security code (CVV) anywhere for any length of time.

The original purpose of this number was to provide a means for online merchants to further verify the credit card. But, this number should never be stored.

By: Sandra Jean

Sandra Jean — Wed, 10 Dec 2008 20:45:01 +0000

This company has excellent customer service, no contracts or cancellation fees, and very reasonable rates. I have never had any issues with them, and plan on keeping them as my processor for a very long time. My sales rep was Danielle at (877) 877-9592.

By: BizMiss

BizMiss — Wed, 19 Nov 2008 06:42:37 +0000

kitschykat, I’m a little confused by your question but I’ll answer as best I can. Please let me know if you need additional info. If your customers have paid for an item, but now you need to charge them separately for customization, you can send them a Paypal bill (“Request Money”) to the e-mail on their receipt, or you can enter their credit card info into a virtual terminal/phone-in service. It’s okay to store their info for this purpose since you won’t be keeping their CCV on file (which is recommended but not necessary for charging their card remotely).

By: BizMiss

BizMiss — Wed, 19 Nov 2008 06:27:04 +0000

Thanks for the awesome Propay tip!

By: kitschykat

kitschykat — Sun, 16 Nov 2008 01:29:18 +0000

What is the credit card payment/Paypal procedure If I am providing a customizing service? Can I accept credit card orders and process them, and complete the transaction when I ship the item?,Help!

Thanks!

By: jeyn

jeyn — Fri, 24 Oct 2008 08:59:16 +0000

Great article Biz Miss! I got a sweet deal using an Etsy discount with ProPay, where I paid only $29.95 for a Premium account (normally $54.95). The ‘Basic’ without the Etsy discount is $34.95, so I really got a good deal. Use this link for that: http://www.propay.com/?refid=ETSYOLCM

I also purchased the small Data Systems Model 505 through http://www.shipnfast.com, for a great deal, including custom plates, logo sign, and 200 short charge slips for $34.95 including shipping.

Not sure if I’ll actually need the credit function for this upcoming show, but you never know and it is good to have it for future use.

Thanks again! Jeyn